Senior, takeout and assumable debt sized to LTV and DSCR.
Size loans to the lower of LTV and DSCR, pull live SOFR and US Treasury rates, and view monthly and annual debt schedules.
Loan sizing · Min of LTV / DSCR
Fixed or Floating
Final loan amount
$15.1M
Loan sizing constrained by LTV and DSCR.
Pick your sizing rule and limits. Penaki shows forward NOI, max loan by LTV, max loan by DSCR and the final binding loan amount.
- Size by Min of LTV / DSCR, LTV, DSCR or Manual
- Clear readout showing which constraint binds
- Based on purchase price or capitalized forward NOI
- Resizes automatically when price, NOI or rates change
Which constraint binds?
Assumable, senior and permanent takeout loans.
Model seller-assumed debt with exact balance and remaining term at close, or stack bridge loans with future permanent takeouts.
- Dedicated assumable loan schedule
- Multiple originated and takeout loans per deal
- Configurable origination and payoff months
- Fixed and floating rate structures
Loans on this deal
3 loans
Live SOFR and Treasury rates with full amortization.
Select SOFR or 5-, 7- or 10-year US Treasury rates plus spread, set interest-only months and view monthly or annual principal and interest.
- Live SOFR and 5Y, 7Y and 10Y Treasury rates
- Interest-only periods, amortization and loan fees
- Beginning balance, debt service, principal and payoff
- Annual and monthly debt schedules
Loan balance
$15.1M · 6.25%
Included with every deal
Linked to pricing
Loans resize at every step when solving for target IRR.
Assumable loan tab
See months used, months left and balance at your closing date.
Monthly & annual views
Inspect aggregate debt service and individual loan tables.
Live Excel formulas
All loan sizing and amortization schedules export to Excel.